1%* RATE BUY DOWN

Incredible Offer

1% Rate Buy Down

PERMANENT 1% RATE BUY DOWN

Hubbell Homes will pay to drop the interest rate of well qualified buyers up to 1%* on a 30-year fixed rate mortgage on a new construction Hubbell home through HomeServices Lending. This can save you up to tens of thousands of dollars over the life of your loan.


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See our example here & remember it’s for well qualified buyers, not all may qualify. The chart is for education purposes only and is not a commitment to lend. Interested rates are based on current market conditions and are subject to change without notice. The period between contract agreement and home closing may not exceed 90-days. This offer is subject to HomeServices Lending pre-approval Offer expires 12/31/22. 

  • Example
    Purchase Price
    Loan Amount (80% LTV)
    Interest Rate
    APR
    Principal & Interest
    PAYMENT SAVINGS
    TOTAL SAVINGS**
  • No Rate Buy Down
    $400,000
    $320,000
    7.000%
    7.094%
    $2,129
    -
    -
  • With Rate Buy Down
    $400,000
    $320,000
    6.000%
    6.329%
    $1,919
    $210
    $32,055


**Excludes Impact of Taxes and Time Value of Money
HomeServices Lending, LLC does not offer loans in all states. Licensed by the Iowa Division of Banking: License Number 2014-0055. Licensed by the Nebraska Department of Banking and Finance: License Number NE490683. 2900 100th Street Suite 109 Urbandale, IA 50322. © 2022 HomeServices Lending, LLC. All Rights Reserved. NMLS ID# 490683. (http://www.nmlsconsumeraccess.org/)

*Disclaimer: The interest rate buy down offer is transaction between Hubbell Homes and HomeServices Lending to purchase mortgage points on current market rates to get a customer mortgage down 1%. Actual rate buy down per point varies by loan program and market conditions. Interest rate and APR are based on current market conditions as of 10/10/22. Mortgage points may not be the best option for all borrowers. Contact your mortgage consultant to determine the right loan option for you. Offer valid on full price contracts only. Loan amounts are based on 30-year fixed rate conventional loans with a 20% down payment. The principal and interest payment amount do not include homeowners' insurance or property taxes, which must be paid in addition to your loan payment. Your actual payment may be higher. This is an illustration and does not reflect your actual loan information, cost, or the exact interest rate for which you may qualify. Please contact us for current interest rates. Your loan’s interest rate will depend on the upon the specific characteristics of the loan transaction and your credit profile up to the time of closing. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Interest rates and annual percentage rates (APRs) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Sample points, interest rates, annual percentage rates (APRs), and principal & interest payments are for illustrative and educational purposes only and are not an actual rate quote, prequalification, or commitment to lend. Contact us for details. Additional loan programs may be available. Accuracy is not guaranteed, and all products may not be available in all borrower’s geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

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